Here's my gut feeling.
With the 2.68 I don't think you're going to spin the R blades fast enough for maximum efficiency.
I don't think you have enough power for a third S blade.
I have my 3B set to about 2 1/4 and turn 5,200 wot. My boat does really well dry but is no speed demon.
3,500 rpm isn't all that high depending on how fast you're going. My boat will hold plane at 2,700 or so in deep water but with me, my wife, and all our junk loaded I typically cruise about 3,200. Loaded all the way with another couple on board I scoot along at around 3,600. sorry, don't have any mph numbers.