Underwriting help from Casey Insurance Group

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CaseyInsuranceGroup
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Underwriting help from Casey Insurance Group

Post by CaseyInsuranceGroup » Wed Jul 13, 2016 9:02 am

Thank you again for helping me "Insurance Community" help you "Airboat Community". My question has to deal with different types of cages. I have insured a full-cage and Pancake cage so far. My questions are and if I don't ask something that may be relevant please send comment.

1. What are the different types of cages:
2. Are some Safer than others for Pleasure:
3. Are some safer than others for Charter use:
4. Are there any cages that allow for excess speed or turning ability:

Thank you for your help.

Casey L Heer
President
Casey Insurance Group Inc.
151 North Nob Hill Rd #269
Plantation, FL 33324
888-537-1412 Ext. 701
888-537-1412 Toll free fax
954-473-4109 Local fax

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keebo
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Re: Underwriting help from Casey Insurance Group

Post by keebo » Wed Jul 13, 2016 11:46 am

CaseyInsuranceGroup wrote:1. What are the different types of cages: Full, Pancake, Hybrid (cross between the 2) and Utah style, Allows 1/2 of cage to open and fold over for low bridges and sometimes just a bottom half cage.
2. Are some Safer than others for Pleasure: Almost all cages serve the same purpose, to keep you and debris from entering the propeller. Just a preference thing.
3. Are some safer than others for Charter use:Same as above, but IMO full or hybrid to keep passengers from touching hot engine components.
4. Are there any cages that allow for excess speed or turning ability:
IMO cage style does not affect turning ability, Speed would be a debatable subject, a pancake is lighter and allows easy access for repairs, a full gives better protection from thick brush, again IMO. Type of Cages are more of a preference thing and a highly debatable subject depending on use.

Hope this helps,

Keith
Last edited by keebo on Wed Jul 13, 2016 12:42 pm, edited 1 time in total.
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Joe
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Re: Underwriting help from Casey Insurance Group

Post by Joe » Wed Jul 13, 2016 12:29 pm

A full cage is by far the safest in my opinion,unless having to work on the boat in the field cause you have to usually climb inside it to work on the motor,and it keeps people off the exhaust so they don't get burnt. I think all for hire boats have to run them but could be wrong. The pancake cage is lighter and leaves the motor and exhaust open and repairs are easier, but doesnt deflect branches and brush.then there are different types of high bred cages. Most have a top that looks like a pancake and it covers the exhaust pipes to keep people from burning themselves,while leaving the top of the engine open. Both air craft and car motor boats run all the different types of cages. It comes down to preferance.
Most race boats run a pancake but it's not so much a speed advantage as it is a weight savings.
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nomad41
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Re: Underwriting help from Casey Insurance Group

Post by nomad41 » Wed Jul 13, 2016 12:57 pm

Here is a hybrid

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nomad41
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Re: Underwriting help from Casey Insurance Group

Post by nomad41 » Wed Jul 13, 2016 1:01 pm

Casey you should come over Saturday night to the FAA Unity weekend dinner at Okeechobee. You can be introduced and meet a couple hundred airboaters and see a bunch of airboats. Inside the hall. It is at the KOA camp ground in Okeechobee. Dinner is 30.00 a plate at the door. If you want to come let me know as we are selling out.
Bob Herndon FAA nomad_41@yahoo.com or 941-705-6344
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My old boat 14.5x8 Diamondback ,SBC Stroker,2.68 Stinger,Sensenich 82" R
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Re: Underwriting help from Casey Insurance Group

Post by mojoe » Wed Jul 13, 2016 1:31 pm

As said: all cages protect debris and limbs from hitting the prop. The only downside (in safety) for a pancake is the exhaust temps could cause burns if someone put their hands where they shouldn't. Of course, motorcycles, lawn equipment, and many trucks have exposed exhaust, an airboat exhaust isn't any different.

If your concern is safety and risk, there are many factors, too many to list, that make a boat safe or unsafe. My advice: hire an airboat experienced consultant. The type of cage says very little about overall safety.

A genuine evaluation of safety can easily be done with a little knowledge and some common sence.

As a side note, the biggest thing deciding the safety of an airboat is the driver! The type of boat only helps evaluate the intended use.

Age, marine experience, airboat specific experience and driving record should (IMO) play a larger factor in evaluating risk than any other factors combined.
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BluByU2
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Re: Underwriting help from Casey Insurance Group

Post by BluByU2 » Wed Jul 13, 2016 1:32 pm

I've owned, operated, and built quite a few airboats over the decades. I have used both the full bonnet style cages, and the pancake style. I personally prefer the pancake because it is much easier to service, maintain, and repair your engine as opposed to the full cages. Most exhaust systems cool down pretty quickly, and don't represent a danger unless the engine is running, or recently shut down. Common sense to stay away from it when it's hot.

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Re: Underwriting help from Casey Insurance Group

Post by Sniper » Thu Jul 14, 2016 10:12 am

I am a Department of Interior Certified Airboat operator instructor and I also do Airboat Search & Rescue and what your reading above is 100% correct, I will say like on my boat which has a full cage it has access doors which are little better than one with out when it come to servicing, I also have a few enhancements on my cage for keeping brush and limbs away from the prop which you will normally only see on some work boats and pretty much all SAR boats other than that the guys above covered it all
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Re: Underwriting help from Casey Insurance Group

Post by ringneck » Thu Jul 14, 2016 2:19 pm

Cages have come a long long way since the 60's.

As for RISK evaluation you may want to do a search of the
specifications required by search and rescue organizations.
Parks and Wildlife, U.S. Millitary, Border Patrol, and others.

Liability is a huge deal today for me as a owner.

Thanks for getting informed and serving Airboaters.

:texas:
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Re: Underwriting help from Casey Insurance Group

Post by CaseyInsuranceGroup » Fri Jul 15, 2016 11:55 am

nomad41 wrote:Casey you should come over Saturday night to the FAA Unity weekend dinner at Okeechobee. You can be introduced and meet a couple hundred airboaters and see a bunch of airboats. Inside the hall. It is at the KOA camp ground in Okeechobee. Dinner is 30.00 a plate at the door. If you want to come let me know as we are selling out.
Bob Herndon FAA nomad_41@yahoo.com or 941-705-6344
Bob I will be away on business this weekend. Can we do another Saturday?

~Casey!

CaseyInsuranceGroup
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Re: Underwriting help from Casey Insurance Group

Post by CaseyInsuranceGroup » Fri Jul 15, 2016 11:56 am

Sniper wrote:I am a Department of Interior Certified Airboat operator instructor and I also do Airboat Search & Rescue and what your reading above is 100% correct, I will say like on my boat which has a full cage it has access doors which are little better than one with out when it come to servicing, I also have a few enhancements on my cage for keeping brush and limbs away from the prop which you will normally only see on some work boats and pretty much all SAR boats other than that the guys above covered it all

Thank you Sir!

~Casey

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